How to Lower Your Monthly Coffee Expense

If you all are anything like me you drink coffee. Once a day about eight times a day. If you are drinking coffee out and ordering drinks such as frappes, macchiatos and lattes then this adds up quickly. I helped my friend with her budgeting over the weekend and she has been spending $200/month on coffee out! She had no idea!

I thought I’d give you a few tips I’ve learned over the years on how to enjoy delicious coffee on a budget while not making a single sacrifice.

Invest in a quality espresso machine.

If you LOVE lattes, going to Starbucks, Dutchbros, or your local coffee shop, then buying your own espresso machine is a must. There are many espresso machines for an affordable price. This website has some great budget options. I ended up buying an $80 espresso machine off of Amazon and make at least two breves a day with it. This has helped reduced the trips to Starbucks and has lowered my monthly coffee budget.

Buy quality coffee beans.

If you don’t like coffee brewed at home then chances are you are using poor quality coffee beans. Don’t go Folgers here… ask your local coffee shop for a recommendation or try some different coffee beans freshly ground from the store. I like to go organic when possible. This process has helped me to find a coffee so good that I no longer crave coffee out of the house as much because nothing is good as what I make in my own kitchen!

Buy fun ingredients to make your coffee exciting.

I don’t know about you, but I LOVE those sugar-laden lattes from the local coffee stand. I figure I’m going to drink them anyways so I might as well make them myself for a fraction of the cost. We have a full stash of peanut butter for peanut butter blended mochas, cocoa powder, honey, vanilla, and even peppermint extract. We get very creative with our coffee making. Using our own ingredients also means that we are staying away from things like high fructose corn syrup which can take a toll on your health.

Use those punch cards.

Our local coffee stands hand out punch cards. Since we lead very busy lives we still end up grabbing coffee out but we always make sure to keep it frugal and use our punch card. You can often get every 10th coffee free this way!

Be aware of special coffee deals.

Our local coffee shops and stands always have special deals going on. Once we’ve had a 9-punch day which is basically equivalent to a free coffee. We also have happy hours all over town where coffee drinks are 50% off or buy one get one free. Some coffee stands also have seasonal drinks which can help you save a buck here and there.

By using these coffee tips I hope that you can continue your addiction love of coffee in a more affordable and even healthier way!

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Why $7 Deserves the Same Care as $7,000

This is a guest post from Gip Plaster at So Much More Life. (http://www.gipplaster.com)

On July 7, finallygettingtoeven’s writer was featured as the second-ever guest poster on my blog. She told my readers a story about saving $7,000 on a vehicle purchase by doing her research and being willing to drive for hours to a faraway dealer for the best deal.

But I recently made a $7 purchase, and I put in some serious thought before I made it. Here’s why!

I blog at So Much More Life about living a “simple, deliberate life”. That means I try to eliminate useless things, processes and spending from my life. Making deliberate choices rather than spending, working and consuming without thought is my path to a life better than I ever imagined possible.

Among my efforts to simplify my life this year, I’ve been decluttering my home. I started in the kitchen, and one of the things I threw away was a damaged toaster.

Who needs a toaster? I had rarely used the old one, then it got wet and was useless, so it needed to be thrown away.

But every now and then, a guy wants a piece of toast.

A simple toaster costs less than $7 at Walmart, and — I hypothesized — it would be good enough for me. But did I really need it?

The part of my decluttering efforts that I’ve enjoyed most are the now totally clean countertops in the kitchen. But I could keep the toaster underneath and bring it out only when I want to use it.

Still, wasteful spending is something else I’m eliminating. I haven’t bought anything for the house this year and very little in the months before that. I haven’t even had any new clothes. (Three shirts bought from a clearance rack at Macy’s last week went straight back when the first one shrunk in the dryer.)

Toast, I finally decided, is part of a simple life. Nothing is simpler than toasted bread with butter or jelly.

You see, living a simple, deliberate life doesn’t mean you need to deprive yourself of anything. It means you don’t clutter your life with things that don’t contribute to your happiness. And it means that whatever you do, you do it mindfully. That is, you think about the things you’re doing and their implications.

So make deliberate choices — whether you’re trying to save $7,000 or spend $7 for something that will make your life better.

Choosing carefully will always serve you well.


Gip Plaster writes So Much More Life (http://www.gipplaster.com) because he thought about it awhile, then decided to do it. The growing blog features posts on simple living, very small one-person businesses and so much more. His readers often sign up to get email or RSS updates from him because they’re good people. There are no other kind.

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I fell off the ‘consumer wagon’.

And yes, I bruised my butt when I landed squarely on it.

The wagon stopped, backed up and came to retrieve me. I jumped to my feet, threw my arms in the air and started running the other direction, screaming all the way.

And guess what, I outran the wagon. Yes, yes I did. When it was no longer in sight I hid. I hid in the bushes. Because I knew if the wagon found me, being all vulnerable at the time I could have been persuaded to climb aboard once again.

And that wagon was relentless, it searched high and low for me, it did. But I crouched lower and lower until I was at one with the ground, feeling the stench of the soil in my nostrils. I stayed like this for what seemed to be an eternity. Darkness fell, then light again, over and over, day after day. I slowly drifted in and out of consciousness. The wagon searched on, pacing back and forth like a hungry tiger looking for its prey. But I would not give up, give in, I would not falter. I was finally free of its grip and I would go down fighting if the need be.

Then just like that, it was gone, the wagon. One morning I awoke to sunny blue skies, the birds singing in chorus, the shadow of the wagon no more. It had given up, I was victorious.

I noticed at once that things looked different to me today. Sights were sharper, smells were sweeter, feelings were ‘lighter’, and I realized then that not only had I fallen from the wagon but that I had left all my luggage aboard. All that useless ’stuff’ that I had been carting from place to place. Now my hands were free, my head was clear, there seemed to be a skip in my step.

And so today, when the wagon goes on down the road I stand to the side and let it pass. It no longer attempts to stop and offer me a ride. It knows, what I know, all the offers of a free ride come with a heavy price tag, a very heavy price tag indeed.

Beware the consumer wagon

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